ZION FINANCE

Monthly Budget Calculator (50/30/20)

A simple budget is the base of every money plan. Enter what comes in and what goes out to see where you stand.

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How this calculator works

Needs: housing, bills, groceries, transport, insurance and minimum debt payments.
Wants: everything you could cut in a tight month.
Saving: money set aside plus anything left unallocated.

What if my needs are over 50%?

That is common in Israel. Focus first on a positive monthly balance and a small emergency fund, then look for the biggest fixed costs to reduce.

How big your safety cushion should be and how long it will take to build.

A 0–100 snapshot of your savings, emergency cushion, debt and protection.

What happens if you save part of every raise instead of spending it all.