Terms of use

Last updated: 19 October 2026

By using zionfinance.org you agree to these terms. If you do not agree, please do not use the site.

Who we are

The site is operated by Zion Finance, run by Naftali Zuckerman in Israel. Contact: naftaliz@zionfinance.org.

Education, not advice

Zion Finance provides general financial education and guidance, such as budgeting, how financial accounts work, and illustrative projections. We are not licensed investment advisers, investment marketers or pension advisers, and we do not recommend specific securities, funds, pension or provident products, providers or investment tracks. Tax and pension figures are estimates based on published 2026 rules; confirm with a licensed professional before acting. We receive no commissions.

The calculators and articles give general information and illustrative estimates based on the inputs and assumptions shown. They are not personal tax, pension, investment, legal or insurance advice, and do not take into account your full circumstances. Projected returns are hypothetical and are not a forecast or promise. Rules and rates change; we show the date figures were checked.

No reliance

Please do not make financial decisions based only on the site. Check important figures with the relevant authority or a licensed professional (for example a licensed pension adviser, investment adviser, tax adviser or, for US taxes, a CPA or EA).

Sessions and payments

Before you book a paid session we will tell you the price (including VAT where applicable), what is included and how to cancel. Your rights under the Israeli Consumer Protection Law, including cancellation rights for services sold remotely, are not affected by these terms.

AI assistant

Our AI assistant is currently paused. If it returns, its answers are automated, may be wrong, and are general education only. It will not recommend specific products, providers, funds or investment tracks.

Acceptable use

Do not misuse the site, for example by trying to break its security, overload it, send spam through its forms or copy it in bulk.

Intellectual property

The site's text, design, calculators and code belong to Zion Finance or its licensors. You may share links and print results for personal use.

Links to other sites

We link to official and third-party sites for information. We are not responsible for their content.

Liability

To the extent permitted by law, Zion Finance is not liable for any loss arising from use of, or reliance on, the site or its calculators. Nothing in these terms limits liability that cannot be limited by law.

Governing law

These terms are governed by the laws of the State of Israel, and the competent courts in Israel have jurisdiction.

Changes

We may update these terms; the date at the top shows the latest version.