ZION FINANCE

Retirement and Pension Projection

Israeli pensions have two fees: one on each deposit and one on the balance. This tool shows how both, and the conversion factor, shape your future monthly pension.

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How this calculator works

  • Monthly deposits are reduced by the deposit fee; the balance grows at (return − balance fee).
  • Monthly pension = balance ÷ annuity factor (mekadem).

Questions

Which pension fund or track should I pick?

We cannot recommend a fund, provider or track. We can explain how they work. For a personal recommendation, see a licensed pension adviser.

What is the legal maximum fee?

For comprehensive pension funds the caps are 6% of deposits and 0.5% of the balance a year. Many people pay much less.

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